I forgot to make my payment. What happens to my policy?

Unfortunately, if you don’t make your payment and your policy is canceled, you will be without coverage. This is usually no problem, as we always get you reinstated once you make a payment — we charge no fees for this. However, if your policy has been lapsed for more than 60 days, we need to start up a new policy. While it’s easy to get reinstated, if you have an accident while your coverage is lapsed, your accident will not be covered under the policy. Certain states, such as Nevada, impose substantial fines for lapses in coverage.