Personal Auto Insurance

Whether you're new to driving, need SR-22 insurance, or have a foreign license, Illinois Vehicle Insurance Agency, LLC (Illinois Vehicle) is here to help. We can assist you with finding affordable car insurance coverage in Illinois that works for you, as well as helping you stay compliant with state laws. Our Spanish-bilingual agents can help you navigate your insurance journey, without a language barrier.

Get covered with confidence in Illinois

At Illinois Vehicle, we proudly serve drivers across the state; from Chicago to Joliet, to cities outside the Chicagoland area like Rockford, our experienced agents are here to help Illinois residents find coverage that aligns with their needs.

Illinois Vehicle is a trusted agency that can assist drivers with unique needs. We may help you find a policy that fits you if:

• You’re new to driving in Illinois or the U.S
• You have a foreign driver’s license or Matricula Consular
• You need an SR-22 filing
• You want minimum liability coverage that aligns with Illinois laws
• You’re looking for a full coverage auto insurance policy

Even if you’ve been denied coverage somewhere else, don’t give up. We may still be able to get you insured. We can help drivers with diverse driving records or limited credit histories find auto insurance that fits their needs.

What does personal car insurance in Illinois cover?

Understanding auto insurance and what it can cover may help you better navigate the insurance process. At Illinois Vehicle, our agents can walk you through your coverage options so you can choose what’s right for your situation and budget.

We work with 20+ carriers that can offer coverage like:

• Liability coverage: This insurance can help pay for someone else’s vehicle damage or third-party injuries you cause after an accident.
• Medical payments coverage: This can help pay for medical expenses for you or your passengers after an accident.
• Uninsured/underinsured motorist coverage: If an at-fault uninsured driver hits your vehicle, this insurance may help cover your car repairs or injuries.
• Collision coverage: This can help pay for repairs to your vehicle if you're involved in an accident, regardless of who’s at fault.
• Comprehensive coverage: This insurance may cover non-collision damage to your car, like vandalism, theft, or weather-related incidents.
• Rental reimbursement: This can help pay for a rental vehicle if your car is being repaired after a covered accident.
• Roadside assistance: This coverage may provide towing, jumping, or lockout services if you find yourself stuck on the side of the road.

Whether you need Illinois’s minimum required insurance or full coverage, we’ll help you tailor a policy that works for you.

Why choose Illinois Vehicle for car insurance?

With a longstanding focus on helping residents find auto insurance solutions, our agents understand the various needs of Illinois communities. From big cities to small towns, we’ve assisted drivers across the state in customizing a policy that works for them.

Here’s why drivers choose Illinois Vehicle:

• Our carriers can accept foreign licenses
• We can assist first-time drivers and new Illinois residents
• We can help you navigate your SR-22 filings
• We have friendly, Spanish-bilingual agents if you prefer to communicate in Spanish
• Our carriers can offer flexible payment options and plans

FAQs

Can a person without an U.S. license get car insurance in Illinois?

We can help drivers with foreign licenses or without a Social Security number get insured legally.

Can I get car insurance without a license?

In some cases, yes. If you're planning to get a license soon or just have a learner’s permit, we may be able to help.

Does car insurance cover rental cars?

If you want rental reimbursement coverage on your policy, ask one of our agents and we can help you tailor your policy.

Does insurance cover theft of personal belongings in my car?

Not typically. Personal auto insurance, like collision coverage and comprehensive coverage, usually can help pay for damages to your vehicle, not what is inside of it.

How much does it cost to add another driver to my policy?

This may vary based on the added driver’s age, driving history, and relationship to you. Our agents can explain your options and help you find the best rate for your budget.

Get a quote today!

Looking for cheap car insurance in Illinois? Our agents may be able to help! To contact Illinois Vehicle, you can:

• Call us at 1-630-581-4805
• Visit one of our many Illinois locations
• Get a quote online via our website

Our agents can help you compare rates from 20+ carriers, understand your coverage options, and tailor a policy that works for your life and budget. Whether you need minimum liability insurance or full coverage auto insurance, Illinois Vehicle is here to help you identify your insurance requirements.

Disclaimer:

This material is for general informational purposes only. Products, services, and discounts referenced herein are not available in all states or in all companies. All statements are subject to the terms, exclusions, and conditions of the applicable policy. In all instances, current policy contract language prevails. Coverage is subject to individual policyholders meeting the insurer's underwriting qualifications and state availability. Other terms, conditions and exclusions may apply.