Driver's Licenses We Accept

If you don’t have a U.S. driver’s license but need car insurance in Illinois, you may feel stuck. Though purchasing car insurance without a license can be tricky, Illinois Vehicle Insurance Agency, LLC (Illinois Vehicle) may be able to help you find auto insurance coverage.  

Our agents understand that some people in Illinois may have other forms of valid ID. Here’s a breakdown of the types of driver’s licenses and IDs we can accept and how we may help you find no-license car insurance options that work for you.  

Getting car insurance without a license in Illinois 

Some major insurance carriers require a valid U.S. driver's license to purchase auto insurance. But at Illinois Vehicle, the carriers we work with may accept identification other than a U.S. issued license. Whether you have a license from a different country, or you’ve had your driver’s license suspended, Illinois Vehicle can help connect you with insurance options that may be available to you.  

Driver’s licenses from other countries 

Have a license from another country, like Mexico? We can help you find auto insurance for foreign drivers that aligns with your needs. If your license is valid in your home country, many of our insurance partners can accept that as a form of appropriate identification.  

So, whether you’re new to Illinois or a long-time resident, our carriers can still help you find a policy that meets your needs.  

Matricula Consular and passport 

Illinois Vehicle also works with individuals who have a Matricula Consular (a Mexican consular ID) or a passport. 

Here’s what you may need to access coverage: 

• A valid Matricula Consular or passport 
• Additional ID or documents, depending on your insurer  

Even though these documents aren’t United States driver’s licenses, they may be enough to get you a policy with the right insurer. 

Temporary licenses 

If you have a temporary license, such as a learner’s permit, you may still qualify for car insurance. Here’s what you may need to show your insurer:  

• Proof of your temporary license 
• Additional identification like a passport or state identification 

Some carriers may be able to offer coverage to new drivers, even if they’re just starting out. Illinois Vehicle can help you explore those options for drivers with learning permits.  

Suspended licenses 

If your license is currently suspended, you may still be eligible to purchase car insurance. You may need to provide this information for your insurer:  

• Valid identification 
• Vehicle information 
• An SR-22 certificate 

An SR-22 is a document your insurer files with the state that proves you have the minimum required insurance coverage. Even if you don’t own a vehicle, you may be required to get non-owner SR-22 insurance to help you stay compliant with state law. Illinois Vehicle works with carriers who offer SR-22 insurance and can help you file if you’re required to get it.  

State IDs 

Even if you don’t have a driver’s license currently, you may still qualify for insurance with an Illinois state ID. While a state ID doesn’t allow you to drive, it can be used to help you purchase an insurance policy. Illinois Vehicle agents can assist you with locating affordable insurance options, even though you may not have a driver’s license yet.  

What to do if you don’t have a license 

At Illinois Vehicle, we work with a variety of insurance companies who can help provide insurance solutions to those without U.S. driver’s licenses. Whether you're in the process of getting your license, using a foreign driver’s license, or relying on a passport or consular ID, our agents can help you find a policy that aligns with your needs. 

Our team understands the unique challenges of driving in Illinois, and we’re here to assist you through your insurance journey. Whether you need Illinois minimum liability coverage or a full coverage auto insurance policy, our agents can help you tailor a policy that works for you.  

Looking for a policy today? Call an Illinois Vehicle agent at 1-630-581-4805. You can also stop by one of our Chicagoland locations or visit our website to get a free personalized quote.  

Disclaimer:   
This material is for general informational purposes only. Products, services, and discounts referenced herein are not available in all states or in all companies. All statements are subject to the terms, exclusions, and conditions of the applicable policy. In all instances, current policy contract language prevails. Coverage is subject to individual policyholders meeting the insurer's underwriting qualifications and state availability. Other terms, conditions and exclusions may apply.