Typically you need a Non-Owner SR-22 insurance policy if you've recently been pulled over by the police and then realized that the vehicle you're driving did not have insurance. The police officer probably issued you a ticket for driving without insurance. Although the vehicle wasn’t yours, you will likely have to appear in court, and a judge will probably tell you that you need to have Non-Owner SR-22 insurance, also called an SR-22 without a car. This can be especially confusing since you do not own a vehicle, however the Non-Owner SR-22 is something that Illinois Vehicle specializes in and can provide for you.
The Non-Owners SR-22 policy will cover you from being issued a ticket for driving without insurance in case you get into the same situation as before: driving someone else’s uninsured vehicle. Should you be in an accident, this insurance will not cover the claim, but it will act instead as insurance for your license so it is not revoked.
We specialize in this product at Illinois Vehicle Insurance. In order to get a quote, fill our the form at the top of this page. Once you've submitted the form and go to Info page, complete the required information and be sure to choose the 'I do not have a vehicle' option. As you enter Driver information, you should also answer yes to 'Does this driver need an SR-22?'. You’ll be able to get a quote online and purchase the policy for your instant proof of insurance within minutes. If you own a vehicle and are looking for an SR-22 please call our experts at 888-449-0170.
Disclaimer:
These descriptions are meant to assist you in determining your auto insurance needs. These are not complete descriptions and do not constitute an insurance contract or coverage for specific losses. For a complete description, please consult your policy contract or contact your insurance agent.