Non-Owner Car Insurance | Illinois Vehicle

Non-Owner Car Insurance

Everyone knows that they need to have insurance on a vehicle they own and drive in the state of Illinois. But many people do not realize that insurance is available for vehicles that they only want to drive temporarily. Or people may be driving a car that they do not own, but still require insurance. What do you do?

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In this situation you should turn to something called non owners auto insurance. Whether you are renting a car for one day, or borrowing a friend’s car for an extended period of time—driving another person’s car, or doing anything with a vehicle that isn't yours, requires non owners auto insurance. Most rental providers offer some form of insurance, but it is important to note that this is not the same as non owner car insurance and it does not cover nearly as much.

Non-owners car insurance works in essentially the same way as any regular car insurance policy. The various levels of coverage determine how much your premiums will be; those who require comprehensive insurance will naturally pay more than those who are happy with just the legally required basics. If you need to use your insurance, the process for making a claim won't be any different than claiming on an ownership-based policy.

Non owners auto insurance gives you the assurance and confidence of knowing that you will be covered  while operating a vehicle, even if it does not belong to you. Illinois Vehicle offers a variety of non owners auto insurance programs. If you have questions regarding this kind of insurance or think you might need to purchase a non owners policy, we have experienced insurance agents ready to help you with whatever questions you may have. Alternatively, you can get a instant quote online.